I offer financial planning and investment management services:
Financial Planning
I offer two paths for financial planning – ongoing and project based.
Ongoing Financial Planning
Ongoing financial planning is designed to partner with you on your financial journey. The foundation of my process is to start by listening to, understanding and building upon your priorities, goals and values.
From there, I’ll analyze your finances in order to recommend an actionable plan that will cover all the relevant areas such as cash flow, budgeting, debt management, tax planning, investing, insurance, retirement, estate planning, real estate and more.
Next, I’ll work with you to implement the plan and then we’ll follow up quarterly to monitor and review and ensure we are continually considering how your life, family, tax situation and priorities are changing.
Fees range depending on the complexity of your situation. I charge an up-front fee that ranges up to $2,500 then an ongoing quarterly fee that ranges up to $2,500. For investment management clients with managed assets over my minimum account size, these fees are waived after the first year.
The process starts with a free consultation. Afterwards, take your time to consider and review what we discussed. If you’re ready, hire me and we’ll get started. From there, you’ll onboard through our client portal and I’ll build your plan. After delivery of your plan, we’ll follow up quarterly to monitor, review and ensure that your plan stays aligned with your life.
Project Based Financial Planning
I am also available to work on an hourly or project basis to provide one-time solutions for selected topics.
Investment Management
I’ll build and manage an investment portfolio tailored to your goals, investment objectives, time-horizon and risk tolerance. As a fee-only advisor, I don’t collect commissions on funds or financial products so I won’t recommend anything you don’t need.
My annual fee starts at 1.0% for the first $1 million under management and decreases for a blended rate as investment capital grows with a minimum investment of $250,000. The minimum account size requirement may be reduced or waived on a case-by-case basis. As noted, after the first year, investment management clients receive ongoing support and updates to their financial plan at no additional cost. My annualized fees for investment management services are based on the following fee schedule:
Free Consultation
If you believe you could benefit from working with a financial advisor, let’s start the conversation and find out. Please follow the link below to book a free 30-minute consultation. We’ll discuss your needs and what I do. These meetings are held by phone or video call. After that, meetings are held by phone, video call or in-person.